Some of you are still alright. Get your XRP

Just read David Schwartz‘ Twitter posts and his contributions to xrp chat on xrp price, the banks won’t use xrp bs and the xrp usecase in general. He also recently stated that he would be so glad to be allowed to share two household names (not banks) that work with ripple and use xrp.
If anyone claims that this man-who is undoubtedly one of the most legit persons in the crypto space- does not know what he is talking about, you should leave this whole crypto thing and let it go for good.

At least anybody can run XLM nodes. Assuming global adoption, centralization is guaranteed to not happen, not more than with BTC or XRP. XRP is in the hands of banks, XLM will be in the hands of corporations, but also any civilian who wants to run a validator (faster, no fees, there's real motivation to run a node).

XRP is basically inflationary as long as Ripple owns majority of the coins and might decide to keep dumping again at any given moment.

XLM owning the majority of coins might be a problem ofc. But I'm not sure that still applies. I remember reading about it a few weeks back, most of the coins should be going around freely by now

XRP mostly has banks as partners. XLM already got some 30 banks in fraction of that time, and they have Satoshipay (which can be incorporated with Visa and Paypal), could be very big.

I don't see how working with banks is a good thing. I might buy some XRP if it dips (Friday's the announcement, right?), but even if out of pure principle, I'm gonna keep my majority in XLM.

There was a misconception that there will be an announcement regarding xrp partnerships. There will be no announcement. Schwartz stated that via Twitter yesterday....

Welp, guess I'll not FOMO into it at the current prices then.

But still, you gotta admit, XLM would be a better thing for crypto, and they also have more potential to grow even if XRP remains the king (XRP going up would be good for XLM too).

Governments would also be much more likely to work with a non-profit BTW. The inflation is good, since if it aims to become a global currency, it needs to have some inflation. I'd say everything is set for XLM to skyrocket, XRP could go either way for now.

enjoy Jed's cock when he dumps it down your throat

Maybe I'll invest in both XLM and XRP and enjoy a threesome

You'd be dumb not to be invested in XLM, for sure. I agree. But civilians running XLM nodes is a meme. Like Ripple, the validators everyone cares about will be banks, companies, universities, governments. Quorum slices are a bit better than Ripple's unique nodes list in that sense, but at the end of the day, citizens will be a drop in the bucket.

Working with banks and major payment providers is literally the reason why you WANT to be invested in these coins. You're a fool if you think that's not the end game for stellar as well. Banks are going to be a thin layer on top of crypto assets in the distant future (they're never going away), so get in on the ground floor with XRP/XLM.

Also Friday announcement was a joke that blew up out of context. But there will be 2 announcements this quarter with companies (household names) using XRP (just not Friday).

Read this: ripple.com/insights/q3-2017-xrp-markets-report/ (last paragraph)

as always, XLM is superior, undervalued, great news to come, FREE software and humanitarian (muh bcash), doesn't have a fidget spinner for logo and a retarded name (pic related). Also Jed's true vision amarite.

The one thing that Ripple as a company was doing from day one was to stay in touch with the ones in charge when it comes to regulation. They know that banks are dependent on everything compliance related and that they have to follow certain regulations ruled out by governments.
You can argue that dealing with banks etc is not what this whole crypto space was intended to do in the first place, but you definitely can’t say that ripple don’t know what they’re doing. 2018 will be the absolute make it or break it year for the company as well as for xrp. But I have no doubt that a lot of people will be surprised and butthurt when they see how successful XRP will become.

True, but at least we can run the nodes. Even if for the ideals.

Yes, I know that there's unbelievable amounts of money in the banks and payment providers, but at the same time, there's massive amounts of money outside of them too, and Ripple are really playing themselves out of that. Plus, if you think about it, these players only care about gains. What's to stop all of them from building their own blockchains, with or without Ripple, with or without XRP? I hear Visa is already doing that. There's also assumptions that banks will be less of a dominant force in the future. Just look at the development - you don't have to go to a bank to get a loan, you can keep your savings in stocks or crypto or low-key banks, psd2 is happening. Banks are losing their grip.

Thanks for the info about announcements though, friends! I'm not saying XRP isn't very undervalued right now. Just doubt that it's gonna grow up as much as XLM, and hope that XLM will prevail over it in the end.

>not going for max comfy and holding both

I don't know about you, but the moment I can put my crypto assets into a bank and let them store it for me, I will. Fuck everything about setting up wallets with private keys. I'm a software engineer and even I get so nervous I'll fuck something up and lose my funds.

Extend this to all the boomers, all the grandmas; hell even all the people not tech savvy enough to use crypto. Crypto was made to get away from banks, but ironically it created tools that would give banks even more power and efficiency. You're saying to look outside of banks - to whom? The unbanked? Crypto is letting banks get a piece of the pie they couldn't before. Look at what the Gates foundation is doing with African banks and Ripple with Mojaloop. Guess what Stellar's going to be doing with IBM.

The "banks are sweating" meme is just that - a meme. Banks aren't going to be overthrown any time soon. They can hire the tech professionals to implement crypto technology and act as an interface between normies and crypto.

That's a good point. Personally I'd favor using cold wallets and storing my seeds encrypted in USB sticks in a couple of different locations, but I'd expect most people are better off just storing their funds in a bank. Ripple does have good things going for it because of the things pointed out too. I'd just much rather the winner be XLM. They have banks in their pocket too, you know. The poor countries are a surprisingly good business, lots of volume.

IBM has very major European banks. Ripple has East Asia.

Too right

twitter.com/miguelvias/status/939299537134514176

...

yeah no one's even heard of XLM. Ripple on the other hand is fairly well known in the crypto space.

Just because you don't have to pay to use XLM, doesn't mean people won't still choose XRP. It's like when businesses buy computers: they don't have to pay to use Linux, but they're still probably going to use Windows.

This. My grandmother and her husband have began looking at crypto over the past few months because they were interested in learning more after talking to be about it. They actually invested in some fund tied to btc price. Anyways, about a month ago they stopped by my office and they were talking about crypto and they said the one they are most interested in and wanted to get involved with was ripple xrp. My 72 year old rich granny wants xrp. Mind blowing. Should have sold her some bags.

>My 72 year old rich granny wants xrp.
She'll be dead by the time XRP moons, if it ever does ha

Pretty neat savings tool on Ripple's website. Crazy to see how much money banks would save.

ripple.com/cost-model/

AHHHHHHHH ALL MY XRP IS GONE

Not a fair comparison. The fact is that Linux is less usable for the common person and has less dev support than Windows. Same doesn't apply for these two cryptos here.

Geez, didn't know about the European banks yet. I thought it was all rumors at this point? I've mostly been holding for a while.

TFW sold all my XRP to chase the LTC pump
feels good senpai :)
XRP price will be loyally waiting like always so I can buy even more after this pump.

A new dawn will arise soon.

With XRP, you have enterprise support from the company Ripple. With XLM, like any other open source thing, you're on your own.

for the haters:

How did Cashing Out of or transacting with BTC go for ya this week? With your 1 to 3 your wait. Or those network fees?

How about that IOTA dawg? Ya know the super low latency instant transactions which in reality took HOURS when you tried to shift into a Korean exchange or just out of your wallet to take profit?

Or how about that "seriously who cares insert alt coin name here" which we are all buying and selling just to make more money.

Ripple XRP is the future.
-SBI
-ASEAN
-MASTERCARD RUMOR
-Japan banks ready to go online early 2018
-Instant transactions for ANY currency or crypto
-Coins burn to accomplish every transaction (read this again and think marketcap)
-Goodbye swift
-65 to75% Major banks will be on XRP by years end
-55 Billion XRP locked in Escrow now
-Bank of America
-American Express
-UBS

Buy now. Sell when green buy more when red this year. multiple moon missions ahead.

That is all.

Be well and profit well+++

Me no looky at this thread anymore. Bubbye.

IBM will be the support for Stellar.

WE WUZ KRIPPLES

1- invest in BTC, wait for pump
2- cash out to XRP

I know this guy says he doesn't look at these threads after posting this pasta, but he really needs to update it. It really bothers me that it says
>1 to 3 your wait
It needs to say hour.

I'm gonna do that with LTC

Hopefully it will reach 500 today

I will spend half the profit on XRP and the other on XLM