I just realized I might never make it

We need a crypto group therapy or some shit

Funny, I'm such a poor fag that I only need in the 300k range to retire...lol

Maybe stop spending money and be a comfy neet.

everything is a gamble in life. even wageslaves, are betting on the system staying the same forever. something can always change the paradigms. just focus your shit up and make it happen.

I literally live in my parents basement and barely have any expenses. Still need at least 5 mill to retire on, I ran the numbers.

literally this. even cashing out 750k worth of crypto could put you on a pretty easy life path with even sub par investments.

>750k worth of crypto could put you on a pretty easy life path with even sub par investments.

In angola maybe
around here that might buy you a nice house and thats it.

I spent 25k this year living like a monk (rent/food/utilities and less than $500 on "fun" things, on a 125k salary). Even assuming 5% growth you couldn't live for more than 40 years like that (and most of this board is

>750k on a house
Manhattan or San Francisco? Move to the rust belt and you can get a nice two story house under 100k

Do you know how many posts I saw like this 4 years ago? Go ahead and kys faggot but if you don’t your ass will get rich as tits in the next bubble if you stick around and apply what you learned.

So move somewhere else, it isn't like you are going to lose out on quality of live. Plus even if your crypto profits did just get you a house, housing should be about a third of your living expenses. That's a third of what you will need to spend over your life, instantly became disposable income. How is that not huge?

I live in a small village in Cuckmanistan.
Just the land my parents house is built on is probably worth half a mill right now, not even counting the actual building. Real estate is insanely expensive here.

Six figures really isnt shit these days my dudes. Youll figure that out sooner or later too.

what depresses me is that...

>gamble life savings on magic internet money
>4x your "investment"
>still need at least 20x more to retire

I mean wtf is going on with this shitty planet?
cant a nigga catch a break or something

>a single side hussle is going to provide for the rest of your life
Diversify, bitch

Things of true value - housing, farmland, water, shares of real tech companies (GOOGL, NVDA) are becoming more and more expensive.

nigga Im gonna make 70-80k next year
Ill even move to some shithole EE country to save on taxes
Im playing all the angles here but still dont see how I should ever retire and live a life that was basically default mode for my grandfather

even if I put all of that money in shitcoins and 10x it wont be nowhere near enough

Im sick and tired of this shit I just want a house, virgin wife and shitpost on Veeky Forums all day.

>gamble
Join a pump group like this one discord.gg/B5zzheA and get comfy 20-40% gains if you play it safe and have a good internet bandwidth. Easiest gains ever

Buy NAV and BURST. You will make it.

You will make it

>make easy profit
>but it's not millions
>hurrrr why even bother

Because you do it again, and again, and again. It's not the fucking lottery. You need to make educated guesses and continue to parlay your profits into more profits. OR you hold long term in the hopes it becomes the next big currency that is actually used world wide. Either way, look at your profits, not the lost potential. It sucks if you sell before $1mil and you cash out at $300k. But you know what sucks worse? Cashing out at zero. Profit is profit faggot.

750k? 300k is pretty damn solid, you can invest it in something low risk and get good passive income that would make your life so much easier, maybe not retire already, but very close to

This.

Don't know about NAV but BURST is coming to dethrone all the fuckboi cryptocurrencies.

>300k is pretty damn soli

I literally have no idea what you are talking about
you might as well be living on a different planet than me

300k damn solid? at 5% thats a measly 15 grand a year. Thats assuming you wont fuck up and actually get 5%. and not even counting taxes, inflation and all that shit. nowhere near enough money to retire on.

Seriously, look into NAV dude. You won't regret it. Aside from having top-tier tech, they just hired a marketing team that also did cola, unilever, etc.

x20 in 2018 easily.

I don't understand why you wouldn't just cash out 300k and pump the cash into a basket of dividend stocks - meaning essentially trading price appreciation for a general 11 percent yearly return.

36k / year can have you live a comfy life indefinitely in Thailand no problem.

Meanwhile, if you were to buy a house in (((Los Angeles))) for 800k (1.5 bdr 1 bath) you'll still be kiked even AFTER you pay the house off, with 15k/year property taxes FOREVER. You'll literally be on the hook for generating that extra cashflow.

Meanwhile, I'm in Thailand spending way less than that ON RENT and living like a king, with cheap and affordable health care.

I could list more reasons an illiquid 5x leveraged """investment""" like a house is a bad idea but I'll stop there.

The USA is literally the most cucked nation.

This, we're just getting started lads.

4% rule. If you want to retire early, based on past performance of the us stock market you should be withdrawing no more than 4% of your net worth a year. Knock that down to 3% if you want to retire really early, like in your 30s

>muh thailand meme

LMAO
I spent 3 years living in that shithole and am now back in europe, thanks fucking god

I will never set foot into SEA again. alot of anons who dream about "muh thailand" are in for a rude awakening once they actually try to live there for a while.

when I talk about retirement I mean real retirement. not living in some third world shithole full with monkeys.

americans are so cucked. for 15 grand I could live like a king all year round here in Poland.
anyhow, just buy link you fucktard. It's a sure bet to 100x in 2018

I'll tell you a story OP.

My net wort is about 900k euro. It's been that much for about 4 years. Hasn't grown, hasn't shrunk. On the 31st of July 2015 I had a retirement calculator open trying to work out if I could possibly retire early and live off that sum of money while investing in index funds.

In the other tab I had Veeky Forums open browsing threads about Ethereum being listed on exchanges for the first time. I was so engrossed in the retirement calculation that I didn't pay any attention to the people who were making rational arguments about why it was going to moon. As a consequence, I missed the opportunity of a lifetime.

The moral is that you should be spending less time asking yourself "Do I have enough to retire" and more time asking "what are the merits of this idea/investment and what could it be worth in future"

>find some ultra shit coins on coin ranking that are dirt cheap
>research to find out which one looks promising
>pull the trigger and sit on your bag for a while for them 100x gainz
This is litterally what i did when i ran i to KIN a few weeks ago when it was .00000016 eth
Now its .00000064 eth
Theres still time on it on this one its gonna moon hard this coming month

Its because poor people are getting richer wit stuff like minimum wage increases and small gains from crypto.

Rich need to incrase all prices to keep the common folk poor, while they just keep makung more money.

>do nothing
>get shitton of gainz
>waaaw I'm so depressed

user, this is a golden opportunity for all of us to make it. Don't let it go. Join this Pump group asap...
discord.gg/JWWn6Qr

Im european, Marek.
and of course 15k is enough to live in a shithole like Poland. who the fuck wants to live in poland though? even poles dont want to live in poland.

im talking about retirement in a real country . and that is a bit more costly.

calm your tits retard. Get on binance and start buying the coins that get shilled on here that havent mooned yet. I got on LEND, FUEL, ICX, POE, and fucking countless others thanks to biz. lurk more and buy low or stay poor forever user.

I like it so far. What issues did you have? I feel as if I can live here comfy for a long time.

Make it to $1M. Put it all in some long term dividend stocks. Live off the $40k dividends yearly.

Brother I have not even 100 usd to my name and have bene in crypto since 2012

You don't know pain

Poland is the safest country in Europe, has zero niggers and zero muslims, never had a terrorist attack. Super cheap utilities, food and housing.
Keep coping, Mohammad.

That's a really cute Pepe, dude.

are there seriously people out there that are this big of pussies?

jesus christ have a spine, user

how long have you been there user. you sure you want me to burst your bubble?

alright..

>nonstop visa hassle
>thais are arrogant, rude and incompetent as fuck
>sweltering heat all year round
>the bitches are legit retarded and way too dumb to have a relationship with. you WILL get bored of mindless sex, mark my words
>99% of the expats living in thailand are complete losers , impossible to build a social circle
>theres literally 4 places in thailand where you can live as a foreigner (BKK, CM, Pattaya, Phuket). theyre all shit in their own way.
>thai food is awful (most overrated on the planet)
>shoddy workmanship and terrible work ethic, forget about getting anything done properly ever
>did I mention thais are arrogant and racist cunts and you will never be able to integrate?

What would you do with 1 million?

You're literally the epitome of faggottry and whining. Go fuck yourself, nothing will be good for you. Even after having 20 M, you will fucking whine about "muh social circle is bad to me waa". You don't deserve anything, there are people living in literal shit right now (indians), other people who live in minimum wage their whole lives, you could make MUCH more money by sitting in your ass using your computer and you whine like a faggot.
And no I'm not poor, but you're just a bitch.

Nothing wrong with guaranteed income you can live off, invest with crypto or invest in other things.

Also, that $40k is basically a $70k wagecuck salary (after taxes), since dividends are taxed way less.

>muh poor brown people

LMAO
thx user you legit cheered me up
but yes actually 5 million would be enough. I ran the numbers. Im sure I would find something else to complain about but it wouldnt be money!

and fuck brown people. I dont give a shit about some poorfags starving in India. These savages dont even use toilets I couldnt care less if they all starve to death over night.

what about inflation tho.
in 20 years those 40k will be worth half
and Im probably gonna live 40 more years at least
you fags never seem to factor in inflation when you run your numbers.

Change the course of history for myself, and my descendants forever.

Currently my portfolio is $130k , I will continue with that money in this market until I break $25 Million
At that point, I will pull all of it except 10%.
Then safe bets like real estate, bonds, etc.

Id be shouting from the roofs if I amassed 60k.. wud change my life no doubt.

thats pretty optimistic user
the gravy train isnt gonna continue forever
I give this bullmarket another year or two tops
Ill legit off myself if Im not at 5 million then. fuck wagecucking im done with this shit.

Its optimistic no doubt
But RaiBlocks did 100x in the past 30 days.
20 cents to $20.

If I can even catch the tail end of 3-4 of these types of gains, let alone catch it at the start, I can easily turn $130k into $25 mil in a year or two.

>what about inflation tho
-Company profits rise with inflation, so the dividend would rise too.
-Stock is worth more over time, so owning it beats inflation.
-Your boss barely increases your wage with inflation, and you're stuck with that.

Inflation mainly hits housing, healthcare, and education. So I would prob buy an apartment complex with the $1M if dividend stocks aren't a great buy.

You can get bux even if this shitshow collapses in 2018 - just use it to get enough capital to invest so you don't have to be a wage-cuck.

this

are you willing to gamble six figures on some shitcoin?
one bad call and you get wiped out
Im not THAT crazy user

>Inflation mainly hits housing, healthcare, and education

I remember a pack of cigs cost less than half 20 years ago
that goes for pretty much everything now that I think about it
when they rolled in the euro our purchasing power got cut in half. and the euro also lost like 30% in purchasing power over the last decades

with the way these kikes are printing money you really gotta have a margin of safety or youll end up broke when youre old

>
If I can even catch the tail end of 3-4 of these types of gains, let alone catch it at the start, I can easily turn $130k into $25 mil in a year or two.

But if you put it all on a stinker, you could be back to nearly square 1

I hope they officially recognize crypto. Otherwise I'm moving to Belarus

i could live the rest of my life off of 300k here in the US

stop whining OP

I don't want to die on foreign soil.

>that goes for pretty much everything now that I think about it
Yea I hear you. That's why you have to park your money in something growing faster than inflation, like stocks or real estate.

Dont fuckin trade in to shitcoins. Hold your btc and eth

>at least 5 million

What the fuck do you need that much money for?

Here in Germany you could comfortably retire with 500k, 600k if you don't live like a fucking hedonist.

Here's your sure thing dumbarse.

you're right OP. you're not gonna make it. but not because you bought too late or whatever. it's because you're a greedy ass pig. and pigs, as we all know, get slaughtered.

stocks and real estate prices are sky high because of inflation and cheap money. only hard assets and some commercial property are safe long-term. then you buy when it's cheap

We're all gonna make it boys

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