I think this might be a scam. A awful one that will make people lose a lot of money.
The fomo has been out of this world. Why? Perpetuated by a bunch of individuals who spammed this coin on reddit based on 4 things
a) The shady exchange. This is, by far, my biggest concern. The ability to artificially inflate its price was the main reason why i think this is a scam. There is no correction because its impossible to cashout from that shitty exchange. A bunch of guys started playing the market, fomo'd baseless technical bullshit and people joined the exchange and started to see the price going up and up and up. Yet, nobody has made money out of it. Some could say that will happen when it corrects, but the correction will be nasty.
b) It's free. Yeah, but is it sustainable?
c) It's quick. Ok, but it transfers absolutely nothing. I find hard to believe a coin released on 2019 does not have smart contracts attributes. This makes xrb a bunch of nothing. The currency aspect is invalidated by the volatility of the crypto. Without a smart contract, a coin holds no value.
d) Its scalability. There's zero information about how its going to be handled.
My advice. Wait for it to get to a real exchange. If you buy this thinking this will go to 1k, i think this will go to 1 dollar.