> I'm not an expert in the field, but this is based on weeks of research and stalking:
50% XLM - Stellar lumens. It's basically a fork of Ripple. A single transaction on the Stellar network costs 0.00001 XLM, you could process 100,000 transactions for 1 XLM, significantly less than current methods. On the Stellar network transactions are completed in 2-5 seconds, this is even faster than Ripple whose transactions take 5-10 seconds. Great people behind the project.
25% REQ - Request Network is a decentralized network for payment requests. You can read the amazing stuff by yourself, but one of the great things about this company it's the fact that it's backed by Y Combinator.
Other gems for the rest of 25%
POE (Po.et - proof of existence) - great idea, name, marketing. If this gets integrated to wordpress it will be HUGE.
Sumokoin - better Monero fork, I think it's massively undervalued for the moment and can only go up.
Cardano (ADA) - I personally have a decent position in this because it can still do 3x this month
NEO - Chinese Ethereum that will print money (Fuel) just by HODLing it
POWR - great project, currently still at a good price and it has the mayor of Perth behind it.
Quantstamp - if you can buy the dip, very good long term hold with trustworthy team.
Hope you make it, take care with your money and good luck, stranger.
My ETH address is 0x425f473ea45a022b335c97c148367457dd027336