Convince me that wagecucking is a bad thing

>be me
>work as software engineer
>live 20 minutes away from work
>ride the same bike to work that i've had for 13 years
>manage to save $96k in 3 years and still a live comfortable lifestyle

Never touched crypto since 2013.
I always read about people losing on it so I don't really want to be involved.
I have saved up almost $100k in 3 years from working.

Perks of having a real job:
>socialize
>financial security
>building CV
>exposed to new opportunities literally every month

Perks of being a crypto-nerd:
>1/1450 chance of coin mooning
>spending 8+ hours per day for sometimes nothing
>no security
>anti-social
>people think you're weird when spending everyday looking at frogs and red bald guys screaming

It's an easy pick.
Convince me I'm wrong.

nah, i think youre right.

sometimes i wonder what i will do when my crypto portfolio hits 7 digits.

will probably continue to work as management consultant to appear like a normal human being and have some social interaction, just with reduced working hours.

having a job you like and earning a decent salary isn't really wagecucking

crypto is literally gambling at this point

People tend to forget that after they've spent their portfoilio, they'll be back on step 1 with no education of socail skills.

Having $500k-$1m now doesn't last long if you're in your late 20s or early 30s.

The benefits of being a NEET.

Become millionaire from having the time to stare at charts all day.

Don't have to talk to people.

Don't have to be submissive to some old guy in a suit.

Can do what you want all the time.

>Having $500k-$1m now doesn't last long if you're in your late 20s or early 30s.

That's a safe withdrawal rate of 40k per year...

I'd be fine with 20k a year and I live in London.

$1m is $30k yearly passive income easily. You can live off that shit indefinitely user.

>be me
>hire software dev wage cucks to build software for me
>monetize and sell software
>make $ literally doing nothing
>started reinvesting into eth since it was $10

I’m 29, been doing this for 8 years. I’m good.

>fast-forward 10 years
>broke
>no social skills
>no education
>friends left you because you dont have time for them
>can't afford maintenance on your ferarri

You can't be serious.
That's $2500 per month.

I had no friends or social skills in the first place.

And I still live like a poorcuck even thought I have $500k in crypto. My family chastises me for being a tight git and never spending money.

If i had 500 k now that would change my life forever and i would be able to live off of real world investments. 500k? Thats four to five houses in nice southern european countries that you can pimp out to cash loaded tourists.

>muh education
>muh social skills

Kek. Both are memes and you are clearly from reddit or still in high school, same thing I guess.

How will you be able to afford your 6 double mocha choc chip frappucinos a day user!?

Do people seriously live like that?!

I'm 24 and I have a $5200 monthly salary with 2%-5% increase per each year of experience + bonuses.

>manage to save $96k in 3 years
you're a poorfag

>>socialize
how is this a perk? it's a con.
>financial security
ok
>building CV
only a perk for a wageuckc
>exposed to new opportunities literally every month
lmao what does this even mean?

Congrats on making what I make in my sleep, I guess.

2/3 will be cut out for rent + food + insurance... cost of living.

1/3 = $830.

Fun life you got there user.

having money made me more antisocial than before, i literally go out of my way to avoid people but i meet girls on dating apps as a way of not being alone

im too antisocial to bother picking up girls irl, no friends and no invites to social events, and walking up to girls in the street is kinda pathetic

But you can do both......

You don't "spend" your wealth away. You buy other income generating assets like apartment buildings.

What do normal people spend their money on?

I have some siblings that waste their money on a $20 bowl of designer noodles but I didn't realize it was common behavior.

You know you could’ve made 100k+ if you just put 10k in crypto into top 10 last year and not touch it? People who lose money touch it. You have 96k in savings that’s earning tiny amounts of interest and not being put to work. Shame user. This is just spending one hour opening an account and buying something and walking away lol.

>there's just one kind of people
This is where you're wrong.

He means more opportunities to submit to his owner and become increasingly dependent on him, like a good sub.

Are there STILL nocoiners on this board?

I don't have to convince you about shit. Some people have better or more personally rewarding jobs than others. Some people have the temperament for being subordinate, some can't live like that.

Personally I see my job as a necessary evil on the road to financial security. Crypto seems like a relatively dangerous shortcut, but I'm willing to try and I didn't really compromise my position by sinking that starting € 2500 in that. If I ever reach seven figures I'm withdrawing, cashing out on half and investing the other half in something a little more secure. Then I won't ever wagecuck again.

Anyway at the root of the wagecuck problem is that you are essentially making another person more profit than you get from your own work. Some people can't stand that thought.

Some like the idea of working for other people and making them rich, others enjoy working for themselves and making themselves rich.

There's no right or wrong here really, some people are dogs and others are wolves.

>be machine learning engineer
>earn more than OP from my job
>also earn more than OP from holding a few solid coins

I tried to follow your logic OP but nocoiners are dumb asf

It’s because most of you work jobs you hate. I’m going to be rich and still work at my job because it’s fun and I go outdoors whenever I feel like it

Ah I see, OP is jewsexual

I guess I don't have any richfag aspirations. $830 each month after all expenses would be enough for me desu.

Clothes, transportation, cost of living, hobbies.

im a wagecuck and pic related is why im trying to get into crypto. Fuck this shit, i dont even want to be rich I just want to be able to live without having to get up at 6 AM every morning and spending 5 days a week working shit job i hate

It's not. You have a comfy job, you can socialize with real people, have benefits and bonuses, build a real career. You have an actual CV and job experience, you will be able to find a different job. Cryptotards cannot even cash out easily, without getting rekt by the IRS. And when (not if, but when) the government will ban the crypto they will be absolutely fucked - no cv, no job experience, no social skills, no retirement fund.
You did better than 99.9% of cryptomemers on /biz. Most people here are larpers or shills, only a tiny fraction is actually successful.

Luxuries, like that designer shit you mentioned. I think the most common bad choices make are food related: eating out or buying takeaway and then letting food in their home spoil because they overstocked and are too lazy to cook.
After that, a lot of Western people change their smartphones every two years despite older models working perfectly fine. They impulse buy a lot, like let's say I took some interest in photography, of course I'd start with an €1800 fully accessorized Canon that I won't touch again in four months' time.

I do both, OP.

I work as a software engineer by day and trade shitcoins by night. I don't get much free time these days but I'd be an idiot if I didn't take advantage of this once-in-a-lifetime opportunity

Lol, I love my job and my collegues. Life is good user.

Yeah until you get kids, pets, a fun hobby, sports etc etc. It's all good until you do something else than being on Veeky Forums and jerking off.

if you have $1m in your savings and you dont waste your money around just move to eastern europe and youre set for life.

I fucking love the ''crypto nerd'' stereotype.

I trade crypto for less them half a hour of my day, I go to the gym and half way through my med school.

I don't know where you faggots live but 30k € a year after taxes is above average in most parts of Europe.
2.5k € a month without having to work means that you can buy a nice house in the middle of fucking nowhere where prices are low as fuck.
With 150k € it isn't hard to find a nice apartment, or even some villas, 20/30 km away from Milan.

Ah yes wage cuck, you surely have it all figured out. ;)

Clothes are something I buy once a year or two.

The others don't amount to $830 per month unless you've got some expensive hobbies, but that's your own prerogative.

>t. butt hurt no coiner

>moving away from friends and family to a shithole country just to never have to work to survive.

nice user

this I literally had an amazing idea for a program, but the sheer engineering power required was huge, but i managed to break down the site into stages, and those stages into problems and sub-problems, and tasks, and paid some software uni kids to do each of these tasks, then i used minimal effort (mostly stackoverflow and some coding) to put all the stuff together and launched the site. Been making decent passive income ever since

No brainlet its 3300/mo. All studies show that 4% annual withdrawals is already almost retardedly conservative with 5% being the most realistic.

You are right, crypto is an extra that you should be involved with only with a small percentage of your wealth.
Creating a succesful career and making money out of it is what matters.
NEETs are fucking disgusting, "nerds" with no real "nerd" marketable skills, drowning in their pathetic loneliness while cumming in the dark of their toyroom to women they won't ever have in their life

>until you get kids, pets, a fun hobby, sports
NORMEN GET OUT

$30000/12 months = $2500.
Do you even math?

be me, make 100k in 3 days...
/thread

what's the site?

OP IS A NORMIE faggot who thinks 100k in 3 years is good, meanwhile poor ass neets make that in a few months shitposting eating tendies and chocc milk

op gfy nigger

well I assumed that most of the crypto fags are friendless khv neets who dont ever go outside

>implying any of Veeky Forumsfags make any money

>wagecuck
>$300k in indexes
>comfy consistent gains
>dont have to worry about being goxed, tether collapse, reading scam papers etc.
>zog encourages me instead of persecutes me

Keep telling yourself that.
The market has mooned.

Show me your balance and add your btc/eth/xlm address and I will send you $500. I'm serious.

With $1000 per month I could live the rest of my life

Stock market has crashed several times before with catastrophic results. Stay comfy dipshit.

1,000,000 * .04 = 40,000

Please delete life.

see you in your 50s when you'll be pathetic and contemplating suicide

>You know you could’ve made 100k+ if you just put 10k in crypto

IF you don't touch it
IF nothing happens with the exchange or your hdd or your trezor or your passwords
IF government will not ban crypto
IF you actually choose the right coins to invest in (because there are over 3000 of them, most are pure shit)
IF you record all the trades so when you will want to cash out the IRS won't fuck you up
IF there are no quantum computers that will destroy the existing cryptos

Too many IFs.
One can just continue to work his normal job, invest into blue chip stocks and live without shaking and posting pink wojaks every week.

Hahaha he fell for the retirement meme. Fuck I live wage cucks. Renewable source of entertainment.

You could have went to a casino and not have had to mail all your social security card to a Panamanian exchange.

>what is rent
>what is food
>what is enjoying life

You take that back, I used to hug girls!
That's right - multiple girls, and not even blood related!

>$96k in 3 years

You could have quite easily, with little risk too, made that into $1million by now

I always wondered how normies can be so insanely risk averse to their own detriment but this just cleared things up beautifully, thanks user.

enjoy living your life without ever taking a risk, fucking spineless faggot. i spit on your life

>totally worth risking your economy for life just to maybe have a chance

Being so stupid you think only one coin can moon at a time. You really deserve to be a wagecuck.

>stock market crashes every thirty years
>crypto crashes every year

You literally sound like everyone’s boomer mother.

Who ever said anything about retirement? Don't they teach you to read in India?
When the pathetic cunt will be 50, with no social life or any life accomplishment, all his former friends will think of him as a useless human being, despite them being less wealthy than him

Wagecucking is not bad if you enjoy it (like you say, you meet people, enjoy what you do, etc.).
Also, this shouldn't be a wagecucking vs crypto thing. It's wagecucking vs having your own business, investments aside from crypto, freelancing, hiring others, you name it.
But I get why people are comfortable having a job. And it's necessary (and inevitable) that some do have wagecucking jobs to keep the world running after all.

Sure don't ever riks your money you pathetic slave, let others do with your shit.

>$96k in 3 years

can do that in a day if i pay close enough attention

/thread

it's not even about money, it's the general attitude towards life

>inb4 basement dwelling Veeky Forumstards

KEK!
Prove me wrong then.

Literally no other coin, legit coin, has mooned except ETH, LTC, BTC. Fuck you, you are chasing fake promises.

Holy shit, ever heard of a risk/reward ratio?

Yes, there are a lot of IFs, but the potential upside is MASSIVE. If you're a professional and you don't even put in a couple thousand into this, you're an idiot. That is money you can lose that could potentially 10x or 100x.

>y-you're a fag

What an enlightened rebuttal. What an impeccable logic. Surely this will convince any skeptic to dump his money into some shitcoin...

Ever conceived of the idea of not putting ALL your savings into crypto? Dude, there's people on here who've turned $500 into 1M in less than a year FFS.

>stock market crashes
>wage cucks do what they do best and form single file lines begging for handouts
>crypto crashes
>neets get comfy and wait it out while wage cucks an hero at thought of losing “hard earned” money

Yeah you’re a genius clearly.

Screencapped for future memes.

>a 10% crash in stocks is enough to completely halt trading and fuck up the economy for several years
>a 30% crash in crypto only shakes weak holders off before a year-long rise

same here OP, i work at Google (inb4 the usual) as a junior sw eng, i live a very comfortable life in a very expensive city, i will definitely have 100k $ in savings after 3 years.
difference is i probably started my career much later than you, i'm 29 now.

what's the canonical Veeky Forums advice on investment portfolio? it's my first time here so i have no idea what you guys are about and didn't see any Veeky Forums style sticky.

i'm thinking of throwing 70% of my money in stock index funds and 30% in bonds index funds.

Either:

1) OP is larping and has made it in crypto
2) OP is a literal pathetic normie who doesnt understand he could have millions if he used his measly 96k to invest in literally anycoin

either way, the ABSOLUTE state of Veeky Forums is fucked

What they are saying is that you're extremely risk averse. That's ok as long as you don't try to justify it.

Haha, you think you got me figured out, don't you? I'm a freelancer in my 20s, have a wife and 3 kids and was driving a Tesla in the US before we left that shithole.

XMR, DASH, XRP, LISK, STRAT, XBY, the list goes on, these are the first one that I could think of

Kek, show me faggot.
No one (0 people) have turned $500 into $1m since the golden years.

Way too much bonds for a 29yr old

Wagecucking right now is a bad idea because we are probably the last working generation.

We'll all be like 30-40-50 by the time automation makes wagecucking obsolete, and we'll realise we wasted our lives doing something nobody will have to do again

It will feel bad man

>That is money you can lose that could potentially 10x or 100x.

What makes you think that every year is going to be like 2013 or 2017 to warrant such claims?
We might as well have 2-3 years of slow growth ahead of us, just like in 2014-16.

wow, i made this pic like 10 years ago. it's the only dank maymay i ever made. thanks for posting it friend.

I work a full time job at £22000 a year guess that makes me a poor fag... and fuck me I am sometimes I struggle to eat, but that’s because I’m shit with money.... it’s not an office job it’s in motorcycle media so I get to travel the world doing what I love... just started to invest in crypto because I believe it’s the future... I only put £100 in but am going to put 200 in a month every month from now on hopefully I can then afford lambos and still work the job I love without a pension.

GOD, please keep going, you're hilarious!

TFW:

15x on REQ
20x on NEO
30x on COSS
40x on VEN

Do you want me to keep going? And I've only been in this for half a year :p

0% bonds unless you’re old and need the income since rates are garbo

Now tell me, how much did you make from this?
People could have (they didnt) make $1m from $500 worth of Bitcoin.

Literally no one has become a millionare by just trading after the golden days.

You're asking me is the bubble going to continue which is completely besides the point. That is for you to DYOR and make your own decision on.

I'm saying you're making a big mistake if you just handwave this entire thing as being "too risky"