Do you "act like your net worth"?

that's delusional, the average 30 year old doesn't even have 2k in savings.

no u

you're either from nigeria or some black neighbourhood in america

I earned well over $110k from crypto and I still live at home in my parents' basement and live a frugal lifestyle. "Treating myself" is buying chicken tendies with fries and honey mustie. Or buying pizza. Heh. I live the same old lifestyle I did as a total NEET. Except I splurge more on junk food and fast food

I don't think my co-workers understand it still - they're lawyers and I'm the forensics guy, I was mentioning they should perhaps put some money in BTC when it was still a little over $1k in 2016 but I think even now it's still just some silly nerd thing to them their autistic tech guy is interested in. But they're so used to the idea they're the lawyers they're at the top of this social hierarchy. We started sharing an office with an angel investment fund at the beginning of 2017 and I was chatting with one of those guys there about some trades we'd made over the weekend and someone overheard how much money I'd made that weekend - more than this person made in a month. But I still don't think she believed it. Amongst some of them I think it's starting to become an in-joke that I'm secretly rich but I still think there's a part of them that believes it's all silly internet money that will go away. I take some satisfaction from that. The best thing to come out of it is some of the partners are starting to talk to me about the implications of this stuff for fraud.

Oh, sweet children.
The average first-worlder doesn't have 20k in savings. If their networth is above 100k at all, it's from home equity.

lol... most americans wagecucks have negative net worth or less than 1k in their banks. they sure as hell are jealous.

...

>have money
>not use it
Why even have money then?
You people are so weird.

well how does it feel to be killing yourself in slow mo?

Honestly, just keep your mouth shut about crypto.
I'm going to start doing the same. I hate explaining this shit to normies and the barrage of questions that come afterwards.

Buying expensive shit only puts distance between you and the poor, but it does not get closer to wealthy people.

everyone is doing that

there is no real difference between a life that ends at age 25 or one that ends at 75

it's all just more meaningless drivel so who really cares when it ends

i understand the not using but compounding theory praised by Buffet, but

is just pissing me off

I spend large but have little so i'm destined to be poor really.

I also had a gambling problem until i "gave it up" to gamble on cryptos.

All that said i've been making decent gains and been cutting down on my expenditure, it's difficult anons but with your help i can make it

you'll never make it

LARP: The post

Well it depends on your definition of use - I think for some of us the notion is simply having enough money to maximise the use of our time, which is the only truly precious asset. Beyond that there is the desire to allow your children to maximise the use of their time - it depends on what you want really. I want to be able to provide a suitable family life without debt but outside of that learning and the ability to not have to do things I don't want to is all I value.

because if you hold your money, and dont spend it, you will always have enough money for an emergency :^)

>be me at 22
>eat frugally
>rice and chicken breast for years
>get room mates, pay 300/mo for rent
>save 50k
>get gf at 28
>room mates move
>drop 20k on house downpayment
>invest 10k in home improvements
>still want to eat / live frugally
>gf 23 "You are such a money hoarder user, lets do a 2nd vacation this year :), you have issues with money, you need to spend it and enjoy it!"
>she is living 10x better than I was at that age
>my soul

I see it as the ultimate safety net, life is so comfy right now but I grew up poor and my family are lefty socialists with no financial mind.

It's dangerous to flaunt my wealth,, I am kind of trapped but I love my family and want to help them, slowly with education rather than giving away money or buying gifts.

keep it up, i hope you make it

You do "use it". The money is used to give you the time and freedom to do whatever you want. This is a much better use than splashing it on things you don't need

disregarding any hope for ascending to a higher being and taking your theory at face value, i think most will agree that your perception (so, waiting to die because it's the same anyhow or doing shit, being creative, learning etc) of using that time you have, does have an impact on your happiness, which in the end is the ultimate thing you can have while being alive

If you already have a roastie parasite at 22 you will not make it

I am 29 now...

8k crypto portfolio... not gonna make it.

>Do you "act like your net worth"?
No. I am a relaxed 6-figure worth now, but I am playing it extremely close to my chest. Reason being that in the best case, I will be a crypto-
millionaire at some point in the future.

I think owning millions in crypto will become very dangerous at some point - an abduction or a bit of torture and they can take off with the coins and
- unlike cash - it will be very hard to ever catch them.

About to pay 30% in taxes on my 250k portfolio
I feel so bad words can not comprehend

>Doesn't know that the vast majority of people are massively in debt. Kek, kids.

Living the dream user. I wouldn't sell up either until several million at least. Then move to the country, eat tendies 3 times per day.

Similar position here. This isn't the only game in town, user. Make some crypto gains this year and put it into real estate, a business, or skill building. Crypto can just be phase one of making it, a "free level up".

I'm in law school now my 3 best friends and I are all invested. When we talk about to anyone they think we're looneys lol. Even better none of my classmates or professors have any idea how much smart contracts are gonna fuck their lives up

always diversify investments.

Renting out a room in my house to pay the mortgage and reduce the cost of my bills...

charge them 500/mo for the room in a 1900 sq ft house, and ~100$ for bills.

gf says im screwing them

send help

pic related, what she looks like

>Nobody is jealous of $160k. Anyone with a middle class job who isn't an idiot should have that by at the most 30.
never sure if ppl who say this stuff are trolling or not.

one guy said the other day he'd need 100mil to retire. just unreal.

tho to be fair when i was a very young kid i though all adults had unlimited wealth, so there' that

>Car breaks down
>have a sudden medical problem
>termites found in your house
>you get fired and need time to find a new job
If you don't have the money for any of these situations you're a fool.

Exactly.
will never make it, because of being part of the consumerism culture that have burgers maxing out several credit cards, paying off only the interest monthly, and not having a nest egg prepared in case of emergencies.

>freedom to do whatever you want
Based on what the people in this board has said countless times that's not true or people are actually liars and don't have any money to begin with.

i let it slip that i was into crypto and told them i had 1... yeah just 1 BTC, and every one at the table that was aware of the price of 1 BTC jaws dropped. This is at a place where the average salary is $50k yet they were still mindblown. Thank god i didn't let them know i actually have 30 BTC...
Luckily i told them i sold at $16k (wish i had tbqhwy and bought back in lower) and now they leave dont really mention it seeing as $16k is classed as stupid money.
if BTC hits a new ATH though i think everyone is going to be saying why did i sell, even though they were literally screaming at me to sell when i originally told them.

Not really. I'm pretty careful with my cash, i'll spend quite happily if I need to but I won't waste it on frivolous shit.

One of my friends spends about a third of his income on his fancy car which he got on credit. It's ridiculous. He's in debt but hey he has that sweet car right.

Financial safety net > Being a mouthbreathing consumer

Having the ability to tell me boss to fuck off and just quit if I really wanted to really helps me sleep real easy at night.

Heh, just like me. Sometimes I feel like treating myself with an entire box of cereal (cheerios) in one sitting. Plenty of milk.
Permabulking is great

wtf man. drop her

>t. $100 portfolio

people have thought i was rich since high school

I'm just really good at making $1000 look like $10000

>get designer and streetwear for retail or cheaper
>thrift much of my designer
>fuck electronic gadgets with a machete, all i need is a phone and a desktop
>have minimal shit so house is difficult to make messy

If you totaled up all the physical stuff i own, excluding clothes it's less than 20k. that includes appliances like my fridge, stove, washer/dryer, car etc.

all i ever spend on is food, clothes, crypto and utilities. Oh, and my unwavering penchant for cigarettes.

What's the point in eating kale and quinoa to live to 90+? Fuck that shit. We are all going to die ultimately. Do I want a long life of eating bland food or do I want to indulge myself while I'm on this god forsaken planet? lol. When I get Type II Diabetes, I will do the vegan juicing fast thing temporarily to reverse it. I'm not going to deprive myself of tasty calorie-dense food for the rest of my life like some healthfag. What do you get out of being a healthfag? If you were out getting pussy, you wouldn't be posting on Veeky Forums. Very rarely does Chad post on Veeky Forums

I agree, old age is pointless and a burden on loved ones.

I will sky dive to my death when the time is right.

Yeah, but in the end, when you're dead, what is the value of your experiences and moments of happiness? What if we're just gone, no afterlife, no spirit, no consiousness, no nothing? Your brain is now dead, your body is killed and its hard drive wiped, securely, with no chance of recovery. Other humans that were close to you will remember you, but they too will die, and at one point no one will ever be thinking of you in any way, shape or form. You had some happiness, but you no longer exist. Where is the value now?

they just probably think you're alpha now because that was the chad answer. never submit to demands for information unless necessary.

explain to them that you can take any amount with you with a 12-word phrase, that should make lawyers interested

You can eat fucking steak and all the good stuff and still look good, just dyor faggot. Also, it's too fucking cold to be out dating, i'm waiting till spring/summer :P

who cares about the future, i'm on about here and now, i can be sad and depressed or happy.

That being said, i'm not arguing the VR+serotonine boosting drugs won't do the job just as well.

Don't talk to people in real life about how much you've made with crypto or on a specific trade. There's no way it can benefit you.

>who cares about the future
Okay, but how would you answer my question? In the end, where is the meaning?

>I think owning millions in crypto will become very dangerous at some point

This. People don't realize that there are criminal networks whose entire business model is to hunt rich people. You need to be stealth.

>muh emergency
>muh safety net
>muh metaphysical interpretation of using money
>muh treating my gf
>ur not gonna make it xD
Everything makes sense now. All of you do act like your net worth, which is why you don't spend money on anything. Since your net worth is nothing.
If you had real money you would spend it on things.

i thought i made that clear, in the end there's none, it's just about the present moment - hence VR + happy bill is just as good. What is not good is being sad and depressed in any given present moment.

>Nobody is jealous of $160k. Anyone with a middle class job who isn't an idiot should have that by at the most 30.

this is like, literally 1%.

You understand like, basically everyone in america lives check to check.

Less than 40% of americans could comes up with 1000 cash for an emergency.

1,000.00. Not 10k, not 100k, 1k.

The situation is fucking desperate brah.

>my unwavering penchant for cigarettes.
Smokers are eternal poorfags.

>in the end there's none
So ultimately, being sad or depressed in any given moment doesn't matter. You have no further thoughts on this?

> making up my own definition of net worth
> im so smart

>the amount of LARPing ITT

Literally quoting OP

I know someone who is a legit billionaire (my classmate's dad).
Not "crypto-rich" like most like to larp as here, but actually EXTREMELY fiat rich.
Their business is a household name in our country.

You'd legit never think he was a billionaire.
Wears worn out clothes, and commutes, rides the bus or the train, and has an old beatup car he doesn't use often because "gas is expensive".
Stays at the office all day, and heads straight home and doesn't like going out.

His children are living the life though, spending all his hard earned cash, with designer clothes and bags, expensive cars, always the latest phone models, taking vacations in different countries every month, not even having real jobs despite having degrees.

Well... if I was born as his kid, I'd probably do the same too.
Not like they can run out of money in their lifetime.

unless you
>are white
>make at LEAST 100k a year
you are not a human being

First billionaire I ever met was just like this dude.
Drove an absolute bomb and dressed like a school teacher.

Ate well though, he was a regular at my friend's restaurant which is quite well-known and pricey in my city.

Lol nope. Not even close to being realistic. Ban this 15 year old asap.

>Nobody is jealous of $160k.
Oh, how I envy your innocence.

This is what rich people (in general anyways) is like. Hollywood and TV created a twisted version of what rich people is like by showing the bad side of famous people on TV or on movies.

>2013
>be broke NEET living in a 40 sqm apartment
>began mining crypto with a few old GPUs lying around
>started browsing Veeky Forums around 2015
>used cryptogains from mining and bought into ETH and a few other alts
>current net worth is about $6.3M
>still live in same small apartment
>still trading crypto

Money is a meme.

at least you know you have money in case of an emergency :^)

AI pairs with quantum computing and goes haywire, causing the destruction of all blockchains.
Money is suddenly very, very real.

I don't give a shit. Nothing about my lifestyle would change. Except maybe I'd have to cut down on ordering food.

I'd still be the same old NEET living in the same old apartment.

Why not get a better view?

My blinds are always closed either way. Why so spend money on something I don't want to enjoy?

Fair enough, you do you man. Hope I can get just as lucky.

You already have your ticket out of poverty with LINK.

AMB, ENG, REQ, LINK, will I make it?

REQ will be your biggest gainer. Maybe LINK because of their partnership, but I’m still skeptical about them. The other two, who the fuck knows. I would put more into REQ

>I have 16 bitcoins, nothing life changing (yet) but imagine revealing that to a wageslave they'd be teething with jealousy and envy.
KEK

Yeah no try telling them you only have 16 Bitcoin and they will never bother your neet smelling ass again. I remember when we found out an autistic coworker had eth so we bullied him into telling us how much and it was only 12 lol

Post your portfolio ;^)

>REQ will be your biggest gainer
>The thing that HAS to work for REQ to work (with fiat and cross-chain), I am more skeptical of than REQ
OK. Your opinion is probably very valuable.

No idea about AMB, but yes.

ETH, XMR, NAS, LINK.

Let’s see that dollar amount Mr. High Roller

I mean you’re not LARPing, right?

pppsshhhhh, don't harrass the 14 year olds ;).. let them dream

You lie retard, say you have like 0.3 btc

>Calls himself humble

Pride: The thread

live like you have a 60k/yr job until you're 45.

you were supposed to have used a stupid phrase referring to anything quantitative people ask about your personal life
>how many girls have you slept with
>how many children do you want
>how many countries have you been to
>how many languages do you speak
personally I use this youtube.com/watch?v=UKyhTX9LQEA

...

I used to be one of those retards with money who spent every dollar I got, but then I started working a big boy job and obtained an investor’s mindset. Now I’m very frugal and put all my spare cash in investments

My online friend is rich, we became friends through GTA San Andreas, he used to code programs for it. He tried getting me into bitcoin/mining but I remember reading an image on /b/ that broke down into simple terms why mining was stupid (tldr: you'd spend more money on electricity powering your computer than you would get back in bitcoin)

We're still in contact, he's still the same old nerd, yet he's worth a couple million, but he doesn't spend any of it, he just lives an average life. He repairs air conditioners for a living, but he works as many hours as he likes, so definitely more freedom than the average normie.

Something that made me laugh was when we were talking about how much money he had/how much he had made througu bitcoin, he said "i'm being 100% honest, I have no idea how much money I have"

One day I'd love to be that comfortable, that's it's just no longer an issue, right now I can tell you within ~$200 how much money I have, because it's so little, and it mean's so much to me

He's got so much money that he doesn't need to keep track

you're truly living in a fantasy world if you think people at 30 even have 1/8 of that saved

>I don't always larp but when I do I go big

I have 400k and haven't changed my living standard in any way.
Or rather, it hasn't gone up: Since I discovered crypto and Veeky Forums in June, my room looks like a mess, I don't eat anything healthy and I get laid only with my old fuck buddies.

Never EVER reveal your power level to friends and family. They'll never treat you the same. Only as a loser poorfag in disguise will you know who your true friends are