>Americans spend $22 on fruit and toast
Err..?
Americans spend $22 on fruit and toast
good for them, they can afford it
with 80k student debt..?
What are you, poor?
>Americans
Those are called "californians" and they aren't american.
In america once you've obtained a massive debt, credit card companies rain credit card offers down on you. If you actually pay off all your debt, credit card companies won't touch you with a 10 foot pole. You can go forever in america just piling up more debt. That's what most people under 40 do now.
Nigger I have 124k in student debt. If I put away 227 dollars and some change every month for 10 years, I will be able to pay it off. That is PEANUTS compared to the salary I get because I went through with higher education.
>Those are called "californians" and they aren't american.
California Liberals are literally the wealthy 1%.
And it's sad that they think their warped, out of touch, ideology represents the "people".
a kilo of advocados costs 4 euros here kek
You're still going to be 124k poorer than people in non-developing countries who can get education for free.
Looks like your higher education didn't cover multiplication.
Millennials are so stupid, I hate millennials
except they would rather hire ramon hernandez from mexico for 2 dollars per month to do the exact same shit you were supposed to do
JUST
>You're still going to be 124k poorer than people in non-developing countries who can get education for free.
First of all, money =/= wealth. The debt I took on allowed me to make nearly 100k per year. Of course I didn't major in basket weaving, you have to pick a field of study that has jobs. Even though I am currently 124k in debt monetarily over my lifetime I will easily be wealthier than that debt more than ten-fold. Secondly, their education is not free. Somebody somewhere paid for it whether that is through taxes or government spending. It is "at no direct cost to the end consumer" i.e. the student.
That quote is directly from the paperwork both the school and the bank concerning my debt, but thanks for pretending like you know better than them.
Ramon Hernandez is mowing lawns and mopping floors of the building I work in.
>100k per year
Why do you feel the need to lie on the internet?
>California Liberals are literally the wealthy 1%.
By income & assets, they're probably the top 5%, but your point is valid.
Haven't a good old obsession thread in a few hours, glad to see it back.
You realize 100k/ year is low in the Bay Area?
Hell, the average house costs $900K in San Jose and about $2.5 MM in Palo Alto.
The bay area "middle class" home owner is worth well over $1MM net.
Accountants, financial managers, etc can easily have a STARTING salary of 80k and up coming out of college working for a Fortune 500 company. I have two friends from college who work in the automotive industry, one makes 94k as an accountant and the other makes 85k as a data analyst.
It's obvious you're either too young to know how much people get paid in America depending on their job or you just don't know anything about the American job market at all. Starting salaries that high are not the norm but certainly not out of the question.
If you honestly think that 227 x 120 = 124000 you're utterly retarded. It will probably pay off one part of your loans. You need to talk to your loan services dude. I used to deal with this for a living, so I do have a good idea what I'm talking about.
>diagnosed with autism
>get $8700 a year
>pay $4800 a year in rent
>have $325 a month to spend
>get $20 in food stamps per monthmonth
>$345 a month
>unhirable
>medical conditions, can't work
>survive
>"STOP BEING A NEET AND TAKING MY TAX DOLLARS"
You people have no fucking idea. None.
>Veeky Forums Food & Class struggle
lmao are you fucking serious
Why did your bank tell you that paying $27,240 would pay off your $124,000 debt? That's probably going to end up being the interest you owe
Fuck. I didn't realize just how goddamn stupid people could be. Enjoy your fantasyland.
Maybe he's retarded, but a lot of times student loans are heavily subsidized. This can be dependent on paying the monthly bill consistently and not being late.
LMAO @ all the poor cucks in this thread. I make $500k fresh out of college doing boss shit. And your mom gives me beejays on the reg. Stay assblasted faggots.
The only way that would pay off his loan in 10 years is if it were a payment based on his income and he worked as a teacher, or public doctor etc. But if his income is actually 100k, his payment wouldn't be 227. That's more like a payment for someone making 30k, assuming he has no kids.
That quote is probably to cover your interest.
>tfw 23, didn't go to college, with no savings and about $100 to my name
>couldn't give less of a fuck about being part of an oppressive system that keeps people unhappy
And I eat avocado toast virtually everyday, you fucks
>>Americans spend $22 on fruit and toast
$0.80 for an avocado and $0.05 for a piece of toast? How do you get $22 out of that formula?
>You realize 100k/ year is low in the Bay Area?
>Hell, the average house costs $900K in San Jose and about $2.5 MM in Palo Alto.
>The bay area "middle class" home owner is worth well over $1MM net.
There's a huge gap in expectations between millenials & gen-x ers in this thread...
Lots of 13 year olds apparently think 100k is some magical "top earner" standard, when it is literally "entry" level pay for bay area techies.
And that's not getting into total compensation...
Literally a bubble, kys yourself commiefornia capitalist apologist scum
At last I truly see
Household average is about 51k tho. So 100k per year for a single earner is still pretty solid, on average. There are a lot of people out there at 30k a year that aren't applying themselves though. Anyone in technology should be pulling 60 to 80k a year, even testers. California solution architects are averaging 200k+
>mfw i only have to 1 for mine
>bubble
Nah, get rekt, cunt. Housing and wages who similar upward trends in all urban areas. Someone is just a jelly as fuck flyover. Keep voting against your own interests, Cletus.
by having it prepared by a tattooed bearded man with nonbinary genderflake magic
TOASTIE COASTIE TOASTIE COASTIE
>he thinks $100k is a lot
boy you would hate to know what I earn
Day of the rope is coming brother, best hope you're on the right side of history
Proud to make west coast toasty coasty money, that's for fuckin sure. And I telecommute from Georgia. High wages + low cost of living. Everybody btfo.
My house has been paid off for 4 years. I have a better nest egg than 99% of flyovers. My best wishes go out to them. When people are starving in the street, it will be poor middle class America that suffers worst, and they will have brought it on themselves.
>Literally a bubble, kys yourself commiefornia capitalist apologist scum
Stop fighting it. It's only going to get worse.
As automation & robotics keep eating up low level entry jobs, the experienced workers that need to DIRECT the automation will be earning more and more.
The wage gap is only going to get wider and wider once automation & robotics hit mass adoption.
don't fight it. get yourself educated & experienced.
>The wage gap is only going to get wider and wider once automation & robotics hit mass adoption.
Like how the wage gap got worse when cars replaced horse/buggies?
>Like how the wage gap got worse when cars replaced horse/buggies
This is not a proper comparison at all.
I wouldn't really consider Californians Americans. I'm a Swede and I can spot my uber progressive brethren from an ocean away.
Like when artisans got replaced by automation to make just about everything from drinking glasses to clothing to furniture?
Thanks, brother. That means a lot to us, these days.
Yes... that's the exact same comparison. Good job.
No it doesn't. It's ruined my country and we can't even speak out against it without being labeled a racist. I actually plan on leaving this place. The US or Australia are my choices so far.
Californians are the butt of the jokes of the rest of the country. I don't know if Sweden is the butt of Eurojokes but my guess is it's not.
Seriously, everyone has at least one California joke no matter where you are from whether it be East Coast, deep South, Midwest, Southwest, et fucking cetera. Their delusions of grandeur don't help either.
>Seriously, everyone has at least one California joke
That's because the rest of the country is jealous of its GDP, which is larger than most nations.
Its not a delusion she you have bar charts and facts to back it up, but you know, keep tuning into fox news and ignoring the world around you, bumpkin.
Thanks for proving his point. Oh my bad, I misgendered xyr! I'll go lock myself in the cuck shed with the other Californians.
Nice try buddy
> even testers
Why do you say "even tester"? Do you find this profession is overpaid and meant for retards?
I love these LARP threads where the majority of posters pretend to have jobs and houses
>LARP
I don't think you actually know what that means.
Newfag.
Literally where does that cost $22? The cafe on my campus sells an avocado toast with capers and red onions for only $8.
>Why do you say "even tester"?
It's the lowest tier/pay tech job.
Veeky Forums is filled with illiterate niggers & rednecks.
On the other hand, you'd be surprised by the age and professions of some of the people here.
>Comprise 2/3rds of the west coastline
>Try and brag about all the cheap chinkshit getting shipped through you, falsely inflating your GDP
>Try and brag about your real estate being so insane people move out of state just to buy a house and settle down, again falsely inflating your GDP
>Try and brag about venture capitalists sinking millions into vaporware companies that end up producing nothing, once more falsely inflating GDP
If you actually had any idea of how GDP worked you'd know it has nothing to do with productive economic output. It's really easy to manipulate.
software quality assurance... although that task is quickly being automated as well.
>I can pay off 124K in debt with 227 a month over ten years
What the fuck am I reading?
Let's do some math.
12 months in a year, so that is 120 payments
120 X 227 = 27,240
You aren't even somewhat close, user.
124,000/227 = 546.2
546 / 12 = 45.5
It will literally take you over 45 years to pay off your debt, user.
Unless you have a government job that offers college debt forgiveness or something after ten years of work.
Let's say you got that degree after 6 years of study and you started that education right after high school at the age of 18 AND immediately got into the work force and started paying your loan back right away.
18+6 = 24
24+45.5 = 69.5
You will be right before 70 years old at that rate before it is paid off.
What is the life expectancy for a man in the USA? 76.5 years of age
So if you live to the average life span of a male (unless you are white, they are dying faster because of a crazy high suicide rate in the USA for some reason these days) and you make those payments you will be able to enjoy almost a full 7 years of life without that debt hanging over your head.
Congrats on beating the system!
Avocado=$1
Toast=2 bucks a loaf
Literally still a rip off
Can you speak?
You have internet and can type since you're posting here, so that parts covered.
Great, you can work from home.
No, that's call center support, followed by helpdesk.
Software QA can actually be a very demanding and workload intensive job. If you're a button monkey you're not gunna get paid shit but if you're the guy automating everything and quality checking the code as an SDET you're gunna be fucking busy and getting paid well.
>only $8
>food bought at an establishment is more expensive than the cost of the ingredients
Quite the revolutionary realization you've made there.
>meme food is expensive as people try to cash in on trends
No way user.
$8 for a piece of toast is insane no matter what you put on it.
That's like a pub charging you $6 for a side of fries. I don't give a shit what you put on or in them, you're charging me $6 for at most four potatoes.
Im from a place where avocado and toast grown on trees, but I never eat it.
Hourly sour avocados thread
jajaja
>implying anyone here owns their own home
It's almost as though things cost more at restaurants than they do if you'd make them yourself.
That $6 side of fries pays for the potatoes, the person who made the potatoes, the rent on the location, the electricity to keep the place lit, the gas used to heat the oil to cook the potatoes, the person who brought you the potatoes, the person who greeted you at the door, the advertising for the establishment, and has to yield a profit for the owner.
If you want potatoes, they sell them at the fucking store.
>hurr durr businesses have markup
No shit fuckstick, we're saying that the markup is absolutely insane. Like buying one of Kanye's $600 plain white t-shirts.
I'm perfectly willing to pay $2 for a side of fries, up to $4 if they're fancy garlic fries or something.
$6 is fucking insane.
$8 for a piece of toast is insane.
You are fucking insane.
There are flyovers here that own their own home and have large gardens and even chickens, numbnuts. I have to agree though, probably not many coastal cu/ck/s.
Top kek. I went to Uni for 5 years, cost me $16k, graduated and didn't even go into that field. Moved overseas and used the degree to pursue other shit and because I'm overseas I don't even have to pay it back, and I probably earn more than you to top it off.
Get rekt nerds.
>not taking into account inflation, interest, and time value of money
We're so jealous of your doublewide Cletus. Tell us more about how your grandaddies civil war pension allowed you to pay off your home at the ripe age of 55.
Funny you should talk like that. I've had conversations here where I asked the question why don't more coastal cucks scrimp and save for 10 or 15 years and buy a nice plot of land and house in flyover land and live like kings. And not surprisingly, a number of them do.
This hurts to look at.
>white numale millenial: the food
got 2 bachelor's in 4 years and i made a net profit of ~$10k thanks to scholarships and having an IQ with more than 2 digits
starting my PhD now, again fully funded
stay mad, faggot
>thinks that's unreasonable for someone in, for example, mathematical finance or machine learning
lmfao how's it feel to be a literal retard?
i really hope you don't actually believe this
ironically you actually do sound jealous of Cletus' land and relative sovereignty
yeah but you forgot this crucial detail:
>have to live with being a marxist faggot
>Americans
You mean australians, buddy!
How dare you take credit for our melenial past times.
Also goes good with eggs
He's right, take it from me. I didn't take on debt during college. No loans, no credit cards, nothing. Now I can't get a credit card at all.
How about you take this from me then: no debt during college, full scholarships, no loans, no credit card debt, and I have a VISA with almost 10k monthly credit limit and I have no problem getting approved for credit cards when I feel like applying for them (eg. for promotions)
Get your head out of your ass
Did you own a car? Lease an apartment? Be a member of a credit union? That'll all help.
I never had any loans or credit cards my entire life, always saved up if I wanted something.
Saved up a house deposit, walked into a bank and got a mortgage no problem.
Mortgage is debt but not bad debt, beats renting.
how many of those horses still have jobs?
I didn't when I applied for my first credit cards. I now lease a car and an apartment.
White/asian Yuppies**
Also i dont eat eggs. Fucking disgusting shit
Its a huge markup. Its like how concerts will charge $8 for a bottle of water
>California is twice the population of every state minus Texas
>Three times more than 46 or 49 other states
>Durr our total gdp is 1st
Californias great if your rich, but it's objectively one of the worst states to live in if you're not. It's quickly turning into a state where an elite upper crust has imported third world shitskins to do all their dirty work. I really hope you understand how overrun that place would be by now if it was a stand alone nation.
>hurr restaurants just mark up the steak I could have bought for $6 durr
No