Things poor people say/do

It doesnt matter how much money you make a credit card is always more beneficial than a debit card. Most people are just retards and buy things they dont have the money for in the first place.

My card is 28% but I could have a 200% interest rate and it wouldnt fucking matter as long as you pay your monthly balance on time.
Reminds me of when i hear people talk on the radio about how bad credit cards are and im just
>stfu you stupid bitch you have no idea wtf you're talking about.

I'm 42 and have never paid a dime of interest on a credit card my whole life. I stay free in hotels and fly all over the world on points from credit cards - fuck you poorfags that maintain a balance on your visa. You are being fucked in the ass and you are making a minimum monthly payment while doing it.

usually it is a merchant fee charged from the CC company to the establishment. if you go for a meal, the restaurant have included the merchant fee in their pricing, just like every other cost. it shouldn't be added on top, although that does happen on some online vendors and also with AmEx as their merchant fee is much higher.
If you pay with a Debit Card, their is still a fee charged to the merchant from the bank, but this is usually a fixed monthly line rental for the card-console rather than a transaction fee so it would impossible to say what the cost per transaction is.

They don't post images like that I'm pretty sure

>> Credit cards are a scam, you just need a checking account and a debit card
they are a scam you fucking kike.

I save 2% with a credit card vs debit card
That adds up over time.
Stay plebeian.

This Sorry yes it's a merchant fee.
But some or most places I phone up or use my debit card always ask "are you paying with credit or debit, there's a £2 charge if using credit" or a % of the payment.
Yes it is that fucked up in the UK.
But yes there are cards where you get cash back and rewards.

I don't fully understand your last sentence. But I have never been charger or had any hidden charge on a debit transaction.

Also if you take money out from an ATM with a credit card they charge you 2%.

Country are you in? Guess it aint the UK.

There is always a group of people in my town every weekend trying to get you to sign up for credit cards usualy with stupidly high intrest, like 39%
I agree to sometimes, then when they have sold it to me after 10 minutes of talking shit, they ask for my details, they get everything, until they ask for my home number, which I never give out, "sorry sir we can't compete this without a home number"
"oh well" and walk off.
They are a scam for poor people I agree with that.
They might be good for better of people in the black.
Can I have a balance of £25 on a credit card?

A single with an income of 1k a month is hardly what I'd consider poor. Probably because I'm rather happy and don't plan on marrying, having a partner or getting children.

Not saying that plan cannot change, but I'm happy for now.

Agree.. I always pay my card off before the end of the month and my score is over 815