X repo driver Q&A Repo over 600 cars

We don't need permission in the state of Texas, If your car is out for repo we can repo it anywhere at any time. We cant enter a garage that is attached to a living space and we can't cut locks. But if the gate is unlocked...we can open it. If the garage is detached and NO LIVING spaces it and its OPEN we can repo your car...we can't open a detached garage because IF it was turned into a game room type deal or has a couch that can be taken as a living space

any other questions?

You do know that you are a thief... right?

damm straight i am. I can steal a car in about 10 seconds. Only differences from me and a car thief...If I don't have your name and vin number I wont touch your car and I wont go to jail for stealing it =)

I also know and have all the right tools to break into ANY car from the cheep Honda's to Lamborghini...

How is something like this even possible in a civilized country?
Anywhere else, the bank owning the truck would send him a letter, then he'd get a court date to settle the matter, than all the money that goes into his account (except for what he needs to survive) would just be withheld until the debt is paid. If the truck needs to be taken against his will, the police will be there with the towing company and arrest his ass if he tries shit.

How are things like this still settled with fisticuffs in the 3rd millenium?

Any sex involved towing story's???

>How is something like this even possible in a >civilized country?
When you don't pay the power bill its gets turned off. So if you don't pay your car note it can and will be repo.
>Anywhere else, the bank owning the truck >would send him a letter
Banks already sent letters and tried to get them to pay up and they are anywhere from 3 to 6 months behind on payments.
> then he'd get a court date to settle the matter, >than all the money that goes into his account >(except for what he needs to survive) would >just be withheld until the debt is paid.
A court can not FORCE someone to pay anything like a car note, house note, water bill ect...the court can and will simply grant a repo order but in Texas you don't need a court to give a repo order. If you have the docs that show they are behind on payments then the car can be repo and all of that has to be sent to the local police after the repo has been done [sometimes before]
> If the truck needs to be taken against his will, >the police will be there with the towing >company and arrest his ass if he tries shit.
Police have better things to do than chase down repo...In Texas/DFW there are about 3,000 repos monthly on avg during the year also same reason why you don't HAVE to take this to court...courts would be packed for ages....
>How are things like this still settled with fisticuffs in the 3rd millenium? Out of the 100s of cars I repo only a few end up going this way..most of the time I get the car and GONE before they even knew I was there.

Ever make a grown man cry by taking their car?

well...3,000 to 6,000 with ONE auction house monthly...there are about 5 auction houses in dfw...the tow truck company I worked with sent all the cars they got to the one and I know how many cars that house got/sold weekly

Repos would be pointless if Americans stopped giving out bad credit loans