Are poor people just retarded? How do you save them?

Are poor people just retarded? How do you save them?

EVERYONE I ever meet who is chronically poor and demands a higher wage absolutely refuses to manage their money in any way.

"This isn't a living wage! My life is hell!"

>gets $40 take out for three
>gets a couple of $50 cigarette cartons on the way home
>buys $20 of loot boxes in Overwatch
>starts planning expensive dinner when they get their next paycheck

"I'm barely making end's meet here!! Waaah!"

Seriously, I work at target and live pretty comfortably. What is everyone's fucking problem? why can't they stop spending money?

>I work at target and live pretty comfortably
the only difference between you and other poor people is how you choose to spend your meager earnings.

they could just as well ask why you're happy being poor, at least they don't like it. Anyways, the real problem is they realize they don't make shit so there's no point in trying to save.

you on the other hand probably operate under the mistaken assumption that a poor faggot might save his way out of poverty. Which isn't true but you'll understand that in another 20 years. Then you'll be one of the people you complain about.

If someone can blow through their paycheck on worthless shit instead of saving it, they can make ends meet and invest in their future. This is hands down a better option than just throwing your money away.

>the mistaken assumption that a poor faggot might save his way out of poverty

I know many people that could easily, 100% save their way out of poverty with just the slightest effort. I was describing them in my original post, one of them exactly. He literally has my same job and same apartment, but lives in hellish squalor while I live in comfort with a good bit of money saved up.

He blows his paycheck, gets continuously into debts of money and favor, and the cycle repeats like so many others.

I really think that simply saving your money is seriously underrated for the average man.

>This is hands down a better option than just throwing your money away.
depends how good your benefits for being poor are.

in the US you can currently count on free health insurance, retirement, food assistance, and maybe even some tax-free cash or housing. All of which you can't get if you have savings.

if you have no future to invest in it's better to enjoy the now. Like OP for instance. His target job doesn't have a future. He might save a few thousand bucks a year if he's living in mommy's basement, but that won't help him when his mom gets cancer and loses the house, or when his big box store inevitably succumbs to Amazon. Saving a little money is no substitute for going out and bettering himself to make more money later.

>I really think that simply saving your money is seriously underrated for the average man
then go with it and see where that gets you.

statistically you're most likely going to wind up just as poor as him later, you simply don't make enough money to matter. Meanwhile he's at least enjoying life.

but maybe you're right, who knows? Generally speaking rich people don't come from jobs at target though. Not without some pretty impressive accomplishments along the way.

i know a banker that gets almost 6k a month and complains about it not being enough while i lived on like 200 a month and had some saved up by the end of the month.

There's something seriously mysterious about them, not just the poor but everyone in the cities and 'civilized' areas.
As while i was a student i was able to save up enough dosh through the years and had 40k stashed, while almost everyone around me was almost one slip away from bankruptcy.

I know someone who quit their only job because they weren't getting as many hours temporarily, and no-showed instead of putting in a proper 2 week notice. He wishes he had work but at the same time doesn't regret quitting his old job.

I don't understand anyone who is willing to lose their source of income because that source wasn't "worth it." He still has no work after 3 months.

Quitting a job mid term and without completing your contract can be a resume suicide.

>I don't understand anyone who is willing to lose their source of income because that source wasn't "worth it."
meanwhile he's collecting welfare and your taxes are paying for it.

what's to understand?