Roth IRA

idontknow
idontknow

What company should I use for a Roth IRA and what should I put in it?

lostmypassword
lostmypassword

I'm with Ameriprise. not recommending it or advising you stay away from it. I started with a $2k principle

SniperWish
SniperWish

I like Schwab

New_Cliche
New_Cliche

i use vanguard

Emberfire
Emberfire

Schwab, Vanguard, and Fidelity are all fine. I think Schwab has the lowest fees right now.

Booteefool
Booteefool

Only Vanguard for me. Don't like Ameriprise...Sorry.

Evil_kitten
Evil_kitten

I started a fidelity roth but I have not put any money in it.

viagrandad
viagrandad

using a company for a Roth IRA

happy_sad
happy_sad

Roth IRA
Ultimtage wagie cope.

TreeEater
TreeEater

merrill lynch if you bank with bank of america

Ignoramus
Ignoramus

Schwab.

Crazy_Nice
Crazy_Nice

ultimtage

Lord_Tryzalot
Lord_Tryzalot

Wealthsimple

idontknow
idontknow

Fidelity, always.

Emberfire
Emberfire

Boa
Lost
Easily worst bank

GoogleCat
GoogleCat

Is TD Ameritrade any good for IRAs? I know they have one, but I'm not sure how they compare to things like Vanguard or Fidelity.

Illusionz
Illusionz

Can someone confirm/deny that I can't open a roth IRA if I am currently unemployed?

Harmless_Venom
Harmless_Venom

Its not really going to help you avoid paying taxes if you don't have taxable income and the risk of early withdraw fees outweigh any interest you might have gotten it if you don't have any job prospects and might need it back.

Nojokur
Nojokur

You can probably open one. You just can't contribute to it. Putting money into any type of IRA requires that you have at least that much earned income at some point during the year. So if you're going to be working later in the year the broker might let it slide. But if you make it to the end of December without earning that much then the IRS will get pissy when they get the report on your account from your broker. A pissy IRS is not fun to deal with.

Lunatick
Lunatick

You have to have reportable income equal to or higher than your deposits. So if you're not making money either through 1099 or w2 reportable income, you might get flagged for audit if you try to contribute to a Roth IRA.

farquit
farquit

Charles Schwab

I took my Roth and invested evenly in low cost SWISX SWTSX SWLBX

iluvmen
iluvmen

I have an IRA with TD. It's fine. I like to interface. I have it because I already had a brokerage account.

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