So in 5 years you could have it paid off and drive for free, or you can keep paying for the rest of your cuck life.
Why don't you just go do it? Why even post this thread if you're just going to argue with everyone who disagrees with yiur faggoty life choices?
Not OP, but I also want to talk this out. It doesn't seem like that bad of a deal with everything considered, especially when my monthly insurance is close to $200 alone.
At the end of that 5-year finance you'd be stuck with a cheap-ass Volvo shitbox worth next to nothing anyway, so why not just pay it and experience 5 new Volvos in the same time period?
>renters mentality
Why millennials are all broke: the post.
Why do you need to own your car?
Serious question.
You lose money either way. You lose more financing given you have to pay all the maintenance, insurance, etc. on your own.
Not him, but investing into depreciating assets doesn't exactly make you money either.
Cheapest car you can drive is a 3K Civic. Anything else you dont need - unless you've got the disposable income to either buy or lease a newer car. There's not much of a difference anymore, the costs are pretty much the same.
Usually leasing is less than financing. I am leasing a $40k toyota 4runner for $349/month. The point is that you pay less than the cost to finance because at the end you have nothing to show for it. If you're comfortable paying $7200/year for a car you give back, go for it.
>financing
>owning a car
Pick one.
Will a 3k Civic drive down the road for me though? Keeping my hand on the steering wheel the whole time is so 2000-late.
You have to pay for insurance when you lease too, moron
For a young driver just the insurance alone can be $200+
Volvo rolls it in at a flat rate.We know its not free, its about the convenience.