Financial Independence

How do I achieve financial independence before my mid 30's?

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that's easy, you just need to make a ton of money first.

get a job in a high-skill field
realize you can work independently or on a consultancy basis

...

Read the sticky

Read and apply shit from book "the richest man in babylon"

Work hard. And if you think you work hard, then work harder. If you're good at a hobby, try to sell it in free time.
Don't waste your money. Sure, you can spend money but try to "invest" it. For example, try to find a gf if you don't have any. Go out, have fun, get laid.
In my personal experience, I used to spend most money on small things that are not expensive, but I buy to much of it, so yeah...
Make a monthly financial plan, see where the cash is going.
>t. 21 and financially independent.
Car, house, wife, doggo and a cat. Will get a baby boy in about 1 month. Hype hype hype.

>pic unrelated

>21
>wife
What the fuck

While most people mature in their 20s, I had to force myself to mature when I was 15. Drunktard father, depressed antidepressants addict of a mother and a 6 year old younger brother. I quit school to raise my bro and started working +12 hours a day. My bro is still with me and my wife (we married last year). He's going to school and he will have bright future.

nothing wrong with it breh. im 20 turning 21 and about to get engaged

Mirin

Work hard, save her, invest wisely.

Knew a guy years ago who worked in Poundland for minimum wage. Started working at 16 and saved 10k a year living like a monk (owned 1 pair of jeans, never went out etc.). Bought his first property at 24, a small apartment above a gay bookstore, next to a gay bakery (I shit you not) and rented it out. Used the money and his wages to pay down what mortgage he had on it super fast. Bought more property and did the same. Quit "work"at 28, "retired" at 31.

Dudes gotta great house and drives an Audi R8. Still into property, and doing his thing.

Anything's possible if you can motivate yourself to do it.

Probably by getting a job

I'll vouch for this except paying off the mortgage; never do that if the rent inflation is outstripping the mortgage repayments- just remortgage and reinvest

Why is this on /fit?

At 30 years old, I am nearly there.
Post proof of race and I might tell you.

One, educate yourself because you aren’t going to reach financial independence working at Dunkin Donuts. Trade school or medical assistant school are pretty decent chooses and a great step up from fast food. Then you’re gonna want to save and cent you can. Put it away in low volatility stocks and a savings account with a high interest rate that’s hard to get into. Marcus by Goldman Sachs is a good savings account example and Charles Schwab offers many great stable ETFs you can by into. Make compounding interest and quarterly dividend payments your friend early in life so by 35 you can get a check every 3 months. Don’t cuff any thots user. They may suck your cock like a Hoover but they can suck your wallet too. Use them for fun but don’t get in a relationship with one. Find a level headed smart young woman that wants to build a family with a successful man that has his shit together. Also read up on money books and websites. Investopedia is a great site for any questions or terms you don’t understand.

For fit related, get a home gym. Plenty of people selling racks and weights on Craigslist, pays for itself in about a year. Helps a lot if you can find an SO who doesn't want to spend all their money at a bar every week. And move closer to your work. Cars cost more than you think once you amortize the cost of the car, repairs and maintenance, tires, and throw gas on top of it all. Bike everywhere if you can.

>Tfw SO and I are on the same page, on track to retire comfortably by 36 (very conservative estimate)

You sound like you took that straight out of a TV drama or an anime or some shit.
Def mirin.

Late marriage is a meme postmodern society forces on you so you don't realise the standard of living is declining and it's more difficult than ever to support a family as a working man, not to mention modern marriage is hugely unfair in favour of the woman.
I'm in med school because of the money, but that means I will only be financially independent when I'm 27-28yo. In contrast, at this age my grandpa was married and had several children.
This is why we have people in their thirties living with their parents like teenagers, with the personality to match.

>get wife at a young age
>both work as much overtime as possible
>save for 2-5 years (living with parents if possible)
>invest in property with your wife

the most important step is to save like a fucking jew. old people who complain about millennials being lazy are retarded. they work hard, but they dont know how to save so they end up with nothing

what pic?

based

nothing wrong if you can support family
good 4 u brah im 21 and sitting on my ass right now

holy fug brah i refuse to believe but who the fuck am i
if real you are absolute madman

Follow Mr. Money Mustache's advice and it should be easy.
>Step 3: Live well within your means, aquire no debt other than a mortgage.
>Step 4: Invest in index funds
mrmoneymustache.com/2013/02/22/getting-rich-from-zero-to-hero-in-one-blog-post/

Unfortunately, the dirty little secret he doesn't advertise are his first two steps
>Step 1: have a job that pays you $100,000/year.
>Step 2: marry someone who makes $100,000/year.

Saving 80% of $200k leaves you living together on $40k/yr, perfectly middle class in most zip codes. If you start at 22, you can easily retire by 30 and live on the interest forever.