The DM bids you to create a handicapped character

>Wizard who is missing an arm and a leg

An elementalist that was born without arms

I support this action

So, does lack of a body part technically still count as a handicap if you have a prosthetic that totally replicates the functionality of said body part? Because a warlock who has both physically and metaphorically cut out his own heart in tribute to some weird fey or devil and now has something else alive and beating in his chest seems like an idea that could work and conceivably be interesting.

I create a woman.

Alright.

This is now a nautical campaign.

I cannot be anymore disabled. Just a piece of meat on a table.

A challenger appears.

I always wanted to have a character that slowly becomes a fantasy cyborg over the course of the campaign. Every body part he loses he find some magical artifact to replace it, until he's a walking scrap heap.